About Us


Welcome to Everything Credit LLC, where your financial well-being is at the heart of everything we do. 

All Payment & Financial Solution in One Product

David Payne Jr. embarked on this journey with a vision to make credit repair accessible, transparent, and effective for everyone. With an extensive background in finance and a personal understanding of the challenges posed by credit issues, David recognized the profound impact that credit could have on a person’s life. From purchasing a home to securing a loan, he knew that credit was not just a number but a key that could unlock doors to opportunities.

David Payne Jr.

Owner Everything Credit

Our Philosophy

At Everything Credit LLC, we believe in the power of education, advocacy, and action. Our approach goes beyond merely fixing credit scores. We strive to empower our clients with the knowledge and tools they need to maintain their credit health and make informed financial decisions.

Saving You Time
Trusted Company

Keep Every Money Save in Your Online Wallet

Our Services

Leveraging cutting-edge technology and strategic legal knowledge, we offer comprehensive credit repair services that are designed to address various credit issues. From disputing inaccuracies and challenging unjust credit report entries to navigating the complexities of consumer law, we do it all with an unwavering commitment to our clients.

0 +
Credit Applied
0 +
Active User

Connect With Us

Your journey to better credit and a brighter financial future begins here. Let David Payne Jr. and the Everything Credit LLC team guide you towards financial empowerment and freedom. Reach out to us, and let’s transform your credit together.