Transform Tomorrow Elevate Your Credit Before The Gavel Drops!

Discover How the Future of Credit Repair will Empower Your Financial Future: If the Bureaus Don’t Comply, You Could Secure Monetary Rewards


Over 2K+ Active User's

Welcome To Everything Credit

We are here to help with Credit Repair options . As long as you carefully follow our instructions, we can quickly send out your dispute letters and start the process.

Take Control Of Your Own Credit Score

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Transform your credit trajectory

Transform your credit trajectory with our comprehensive restoration service. Harness the power of unlimited dispute submissions to credit bureaus and creditors, bolstered by our strategic use of consumer laws. Going beyond conventional methods, we initiate legal action against creditors when necessary, ensuring a proactive and effective approach. Count on our expertise to navigate credit intricacies, advocating for your financial well-being with a potent blend of persistence and legal precision. Experience a service that leverages consumer laws for impactful results, securing a brighter financial future for our clients.

Saving You Time
Trusted Company

Keep More Of Your Money & Get What's Rightfully Yours

The Credit Repair Process

Once you have uploaded all the required documents, license, passport, state ID, bank statement, utility bill and I will be going through your negative items on your report one by one and challenging any incorrect information, collections, late payments and any negative public records on your behalf. You will get an email notification once I have completed this work and have sent it off to all the credit bureaus.

Elite Credit Repair Package

$150 Processing Fee

$129 Monthly

Methods Used

Consumer Laws

Bankruptcies Now Included

Reposessions Now Included

180 Day Money Back Guarantee

*Conditions apply This package will incur a $150 one time processing fee.

Pre-Litigation Credit Repair Plan

$300 Processing Fee

$ 200 Monthly for 6 months which covers you for up to 12 months.

Method Used

Pre-Litigation Credit Repair

Recover what's rightfully yours

Consumer Laws

Get Paid $1000 Per Violation

180 Day Money Back Guarantee

*Conditions apply This package will incur a $300 one time processing fee. everything credit solutions

Key Steps For us to start on your Credit Repair options



Before getting started on your credit solutions we need you to sign up and upload all the necessary documents required when signing up. Documents required includes picture ID (license), proof of address (water/electric bill), date of birth, last 4 of your social security number.



In order to keep track of your credit solutions progress we need to have credit monitoring in place that we can both access. You will need to sign up and then provide the us the login info and password. Click above for Credit monitoring



We immediately send out letters to all the bureaus on your behalf. You will have access to our portal to keep track of the latest credit solution status updates. You can also log into and watch the credit start to improve over time. Results will vary from My free score 3-6 months to see significant changes in your report. Some have seen changes within a few weeks. It is up to you to keep good credit habits while the repair process is in order.

Our Credit Monitoring Partners

What Users Says About Our Service

Before I found Everything Credit LLC, I felt overwhelmed by my credit situation. I had inaccuracies that I didn't even know where to begin with. David and his team were not just professional; they were genuinely caring. They walked me through every step, and within months, I saw a significant improvement in my credit score. Their Elite Credit Repair Package was a game-changer for me. I can confidently say they've changed my life, enabling me to qualify for a mortgage. I can't thank them enough

    Shelby Cairns
    Shelby Cairns


    I was skeptical about credit repair services, but Everything Credit LLC completely changed my perspective. After enrolling in their Pre-Litigation Credit Repair Plan, I was amazed by the dedication and expertise they brought to my case. Not only did they fix errors on my report, but they also managed to secure a monetary reward for a violation they discovered. Their transparency and communication were top-notch throughout the process. I highly recommend their services to anyone looking to genuinely improve their financial standing.

      Catrina Yoder
      Catrina Yoder

      CEO Bciaga

      David Payne Jr. and the entire team at Everything Credit LLC have been phenomenal. Their approach to credit repair is not just about disputes; it's about empowerment. They provided me with the tools and knowledge to maintain my credit health long after their work was done. Their credit monitoring partnerships were incredibly beneficial, and the results speak for themselves. My credit score has never been better, and I now have the confidence to make informed financial decisions. If you're on the fence, take the leap with Everything Credit LLC. You won't regret it.

        Syeda Bright
        Syeda Bright